PrimeVault
Log in Open account
Full product line-up

Banking services built for every stage of your money.

Whether you're saving your first thousand dollars or running payroll for a growing team, PrimeVault has a product designed around what you're actually trying to do.

Everyday Checking

An account that tells you what's happening, not just what happened.

PrimeVault Everyday Checking is built around real-time visibility. Every swipe, transfer, and deposit shows up instantly, categorized automatically, so you're never guessing what cleared.

  • $0 monthly maintenance fee, no minimum balance
  • Get paid up to two days early with direct deposit
  • 55,000+ fee-free ATMs nationwide
  • Real-time spend alerts sent straight to your phone
Open Everyday Checking
PrimeVault checking account overview screen showing balance and recent categorized transactions

PrimeVault savings screen showing a goal-based savings tracker for a vacation fund
High-Yield Savings

Let idle cash actually do something.

Set a goal — an emergency fund, a down payment, a trip — and PrimeVault Savings rounds up your everyday purchases and routes the spare change toward it automatically, on top of a market-leading APY.

  • 4.35% APY, with no minimum balance to earn it
  • Unlimited named savings goals, each with its own tracker
  • Automatic round-ups from your checking card
Start saving

Business Banking

Run payroll, pay vendors, and reconcile books without leaving the app.

PrimeVault Business is built for founders and finance teams who need more than a checking account with a different name on it.

Payroll, built in

Run payroll for your team directly from your business account — no separate payroll subscription required.

Multi-user access

Add teammates with role-based permissions — bookkeepers can view, only owners can move money.

Live cash-flow view

See money in, money out, and what's scheduled next — synced automatically with common accounting tools.

Cards

One debit card, and a credit card that actually rewards how you spend.

The PrimeVault Debit Card comes free with any checking account. The PrimeVault Rewards Card layers cash back on top, with rates that adjust to the categories you spend most in — not a fixed list decided for you.

  • Freeze or unfreeze either card instantly from the app
  • Up to 3% back on your top spending category each month
  • No foreign transaction fees on either card
Compare cards
PrimeVault debit card and rewards credit card side by side
PrimeVault international transfer screen showing a transfer being sent in euros with a live exchange rate
International & Transfers

Send money across borders at the rate you actually see.

PrimeVault shows the live mid-market rate before you confirm — not a marked-up number that only reveals itself after the transfer is sent.

  • Transfers to 120+ countries, tracked door to door
  • Flat, disclosed fee shown before you send
  • Domestic transfers between PrimeVault accounts are free and instant
Side by side

Which account is right for you?

FeatureEveryday CheckingHigh-Yield SavingsBusiness
Monthly fee$0$0$0
Minimum balance$0$0$0
APY0.10%4.35%1.50%
Debit card included
Payroll tools
Team member accessUp to 10 users

Not sure which account fits?

Talk to a real person — we'll match you to the right product in one short conversation.