PrimeVault
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Our story

We built the bank we wished we had.

PrimeVault started with a simple complaint, repeated by almost everyone we talked to: banking apps show you data, but never explain it. We set out to fix that — and to build something that actually moves at the speed money moves today.

2016Year PrimeVault was founded
18.5M+Customers today
$14.2BDeposits under management
340+People on the team
Our mission

Make every dollar's location, purpose, and next move obvious.

Most banking products are designed around the bank's operations, not the customer's understanding. We flipped that. Every screen in PrimeVault starts from one question: does this help someone make a better decision about their money, right now?

That question shaped the savings calculator that shows a real projected balance before you commit, the goal tracker that shows a finish date instead of just a percentage, and the fraud alerts that explain exactly what was flagged and why.

Founded 2016 · Austin, TX

Three engineers, one shared frustration with "that's just how the system works."

How we got here

Ten years of building in public with our customers.

2016

PrimeVault is founded

Three former bank engineers start PrimeVault after one too many support calls where "that's just how the system works" was the final answer.

2017

Everyday Checking launches

Our first product ships with no monthly fee and no minimum balance — a stance we've never reversed.

2018

High-Yield Savings and goal tracking

Savings goals with automatic round-ups launch, helping customers set aside more than $400M in year one.

2020

Business Banking and payroll

PrimeVault Business opens its waitlist and clears it within nine weeks, adding built-in payroll shortly after.

2021

International transfers to 120+ countries

PrimeVault ships live mid-market exchange rates with a flat, disclosed fee — no markup hidden in the rate.

2023

Home and auto lending

PrimeVault Loans launches with a public calculator that shows exact payments before any application is submitted.

2026

18.5 million customers

PrimeVault crosses 18.5 million account holders and $14.2B in customer deposits under management.

What we optimize for

Four principles that shape every product decision.

Clarity over cleverness

If a feature needs a tutorial to understand, we redesign the feature — not the tutorial.

Security as a default

Protective settings are switched on from day one; we never ask customers to opt into being safe.

Numbers before the sale

Rates, fees, and payments are shown before commitment — never after, never in fine print.

Support that answers

A real person picks up, day or night — no queue that loops back to a help article.

256-bit
Encryption standard
24/7
Fraud monitoring
Quarterly
Independent audits
$250K
Per-depositor coverage
Security center

What actually stands between your money and a bad day.

Every account is monitored continuously, not just at login. Here's the layered approach we run behind the scenes:

01

Encrypted in transit and at rest

Every session and stored record uses strong, current encryption standards.

02

Real-time fraud modeling

Unusual transactions are flagged and, when warranted, paused for confirmation before funds move.

03

Instant customer controls

Freeze a card, lock a session, or report an issue directly from the app in seconds.

04

Independent audits

Our systems undergo regular third-party security review, with findings tracked to resolution.

Leadership

The people accountable for how PrimeVault works.

AO

Amara Osei

Chief Executive Officer
DF

Daniel Feldman

Chief Technology Officer
PN

Priya Nandan

Chief Risk Officer
MC

Marcus Cole

Chief Product Officer
By the numbers

Ten years, measured honestly.

4.8/5

Average customer rating across app stores

<2 min

Average time to reach a live support specialist

96%

Of support issues resolved on first contact

340+

Employees across engineering, risk, and support

We're hiring across engineering, risk, and support.

If clarity-over-cleverness sounds like your kind of problem to solve, we'd like to hear from you.