PrimeVault gives you a clearer view of your money: real-time transfers, transparent fees, and an account that works as carefully as you do. No branch visits, no hidden charges, no waiting three days for a wire to clear.
From your first checking account to your first mortgage, PrimeVault is built to grow with you — with tools that make every decision easier to understand.
No minimum balance, no monthly fee, and instant spending alerts on every card swipe.
Learn moreEarn a market-leading APY with automatic round-ups that grow your balance in the background.
Learn moreVirtual and physical debit cards with instant freeze, spend limits, and merchant-level controls.
Learn moreTransparent rates and a decision in minutes — see the exact numbers before you apply.
Learn morePayroll, invoicing, and multi-user access built for founders who'd rather run the business.
Learn moreSend to 120+ countries with a live mid-market rate shown up front — no surprise deductions.
Learn moreLock in a fixed rate for 3, 6, 12, or 24 months and know exactly what you'll earn on day one.
Learn moreA real specialist answers, day or night — no phone tree that loops back to a help article.
Talk to usNo paperwork to mail, no branch appointment, no waiting days for approval. Here's exactly what happens after you tap "Open an account."
Start nowUpload a government ID and take a quick selfie — most customers finish this in under a minute.
Pick Checking, Savings, or both. You can always add more products later from the dashboard.
Link an existing bank, transfer a debit card, or set up direct deposit with a pre-filled form.
Your virtual card is ready instantly. A physical card ships within 3–5 business days, free.
PrimeVault is built the way a vault is built: in layers. Every account is protected by real-time fraud monitoring, biometric sign-in, and instant card freezing — so a lost phone never means a lost paycheck.
Send to another PrimeVault customer and it lands in seconds. Deposit a check with your camera. Set up a savings rule once and never think about it again. The app does the remembering so you don't have to.
These are the actual numbers customers see inside the app — updated the moment they change.
| Product | Rate (APY / APR) | Minimum | Best for |
|---|---|---|---|
| High-Yield Savings | 4.35% APY | $0 | Building an emergency fund |
| 6-Month CD | 4.55% APY | $500 | Short-term fixed return |
| 12-Month CD | 4.75% APY | $500 | Locking in a fixed return |
| Personal Loan | from 7.49% APR | — | Debt consolidation, big purchases |
| Home Loan (30-yr fixed) | from 5.89% APR | — | Buying or refinancing a home |
| Auto Loan | from 5.25% APR | — | New or used vehicle purchase |
Rates shown are illustrative for this demonstration site and vary by creditworthiness, term, and loan-to-value ratio.
Drag the sliders to match your situation. This calculator uses the current 4.35% APY on PrimeVault High-Yield Savings, compounded monthly.
| Everyday Checking | PrimeVault Plus | Business | |
|---|---|---|---|
| Monthly fee | $0 | $0 | $0 |
| Minimum balance | $0 | $0 | $0 |
| ATM fee reimbursement | Up to $10/mo | Unlimited | Up to $20/mo |
| High-yield savings access | ✓ | ✓ | ✓ |
| Early payday (up to 2 days) | — | ✓ | ✓ |
| Multi-user access | — | — | ✓ |
| Dedicated support line | — | ✓ | ✓ |
| Invoicing tools | — | — | ✓ |
I moved my business account over after my old bank froze a payroll run with zero warning. PrimeVault's dashboard actually tells you what's happening and why.
The loan calculator showed me the real monthly payment before I even applied. No surprises at closing — that alone was worth switching.
Froze my card from the app in about two seconds after I lost my wallet at the airport. Had a replacement before I landed back home.
Most customers finish in under five minutes. You'll need a government ID, your Social Security number, and a way to fund the account.
No. Everyday Checking and High-Yield Savings both have a $0 minimum balance and no monthly maintenance fee.
Yes — eligible deposits are protected up to $250,000 per depositor, and every account is monitored for fraud in real time.
Yes. Once your account is open, the app generates a pre-filled direct deposit form you can hand straight to your employer.
We show the live mid-market rate and a flat, disclosed fee before you confirm — never a hidden markup buried in the exchange rate.
Open a PrimeVault account in minutes — no paperwork, no branch visit, no waiting.